Car Payment Calculator
Enter the price, what you are putting down or trading in, your sales tax rate, the APR and the term.
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The amount financed is the price, less the trade-in, plus sales tax, less the down payment. The payment then follows the standard fixed-rate formula. A longer term lowers the payment and raises the total interest.
Sales tax and fees
States treat trade-ins differently: many tax only the price after trade-in, as this calculator does, and some tax the full price. Title, registration and dealer documentation fees are not included.